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  Filed under: Importance of Credit  (0 Comments)

Are you planning on getting a loan for a house? A good credit score can help you secure a competitive interest rate and possibly save you thousands of dollars. It is very important to protect the “3-digit number” that shapes your financial future.

Here are some tips that can help earn you a good rating on your credit report:

Keep Your Good Credit

  Filed under: Importance of Credit 

You might assume that the fewer credit cards you have, the higher your credit score could be. Because of that assumption, some buyers preparing to apply for a home loan mistakenly cancel one or more credit cards. Why would this be a bad idea?